People aren’t either good or bad. It’s circumstances that differ: some are more fortunate, more educated, richer or healthier, etc. etc., than others. Do not make value judgement. Do not be moralistic.
That is the doctrine of the college-educated. But in real life all people speak of “nice guys,” of “absolute jerks,” etc.
What to make of it ? Here are my answers, or at least my reflections: